Have you been wondering how to get a really FREE credit report, not like the crazy singing guy talking about the not-so-free freecreditreport.com. There is actually a real site for a free credit report that can be found at annualcreditreport.com (click at bottom for information). Set up by the three largest credit reporting bureaus, this website permits you to request a free credit report (officially called a credit file disclosure) once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.
So you know this is legit, any website offering free credit reports must include a disclosure, across the top of each page that mentions free credit reports, which states the following
THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV. You have the right to a free credit report from AnnualCreditReport.com or 877-322-8228, the ONLY authorized source under federal law.
The Web site disclosure must include a clickable button to “Take me to the authorized source” and clickable links to AnnualCreditReport.com and FTC.GOV.